Imagine scrolling through your old texts and spotting those pesky Cash App referral spam messages—now they could land you up to $147 Cash App settlement 2025 compensation. That’s the upside of a $12.5 million class action deal resolving claims against Block, Inc. (Cash App’s parent) for unsolicited promotional texts sent without consent. Filed as Bottoms v. Block, Inc., this lawsuit zeroed in on Washington residents bombarded by “Invite Friends” pings from November 14, 2019, to August 7, 2025. With the final approval hearing today, December 2, 2025, eligible folks who filed timely claims are on track for payouts soon—potentially early 2026. If you’re a Washington resident who got those unwanted texts, here’s your straightforward guide to Cash App class action eligibility, the claim process, and when that money might hit your account.
What Is the Cash App $147 Settlement About?
This Cash App $147 settlement 2025 stems from allegations that Cash App’s referral feature let users blast automated promo texts to contacts in Washington without explicit opt-in, breaching the state’s Commercial Electronic Mail Act and Consumer Protection Act. Block, Inc. denied wrongdoing but agreed to the $12.5 million fund to end the litigation—no admission of guilt, just a practical resolution. The pot covers individual payouts estimated at $88 to $147 per valid claim (prorated based on total submissions), plus attorney fees and admin costs. It’s a win for privacy advocates, pushing fintech apps to tighten consent rules amid rising spam complaints.
Who Qualifies for the $147 Payout?
Cash App class action eligibility is laser-focused on Washington impacts, so it’s not nationwide—sorry, out-of-staters, but check your local AG for similar suits. You had to receive a specific referral text (like “Join Cash App with [code] https://cash.app/app/[code]”) during the class period while living in the Evergreen State. No prior clear consent? You’re in play. Cash App users and non-users alike qualify if the text hit their phone.
Basic Requirements
To match Cash App class action eligibility: Washington residency at receipt time. Text received November 14, 2019–August 7, 2025. No affirmative opt-in for those referral messages. Timely claim filed by October 27, 2025—no late entries.
Exclusions from Eligibility
| Group | Why Excluded |
|---|---|
| Non-Washington Residents | State-specific violation |
| Consenting Recipients | Opted in via app settings |
| Late or Invalid Claims | Missed October 27 deadline |
| Cash App Employees | Conflict of interest |
Opt-outs or objections were due by the same cutoff—check the site if you think you excluded yourself.
Automatically Eligible Scenarios
Referral texts from friends’ invites without your nod. Multiple texts in the period count as one claim. No proof needed beyond phone number verification—keeps it simple for most.
When Do Payouts Arrive?
The Cash App payout timeline kicks off post-approval: Today’s December 2, 2025, hearing could greenlight everything, with distributions targeted for late 2025 or early 2026 if no appeals snag it. Expect emails or checks 4–6 weeks after validation, via direct deposit, prepaid card, or mail. Low claim volumes (often 3–12% in these cases) could juice your share toward $147.
Steps to Confirm and Complete Your Claim
The claim process wrapped October 27, 2025, but if you submitted, log into BottomsTextSettlement.com to track status—use your phone number or claim ID. Here’s how it worked: Enter details online, certify non-consent, and pick payout method. No fees, no proof of harm required—just honesty under penalty of perjury. Scammers love these; stick to the official site.
Why This Settlement Matters in 2025
Beyond the $88–$147 windfall, this pushes apps like Cash App to respect “Do Not Disturb” vibes in a spam-saturated world—think fewer junk texts overall. For Washingtonians, it’s quick cash amid holiday squeezes, echoing broader privacy pushes like TCPA enforcement. If claims stay low, your payout swells; either way, it’s accountability in action.
FAQs – Cash App $147 Settlement 2025
- Did I miss the Cash App claim process 2025 deadline? Yes, October 27, 2025—late claims get rejected, but verify status if filed.
- What’s the Cash App payout timeline after approval? Late 2025 or early 2026, post-December 2 hearing and validation.
- Am I eligible if outside Washington? No—this is WA-only; explore state-specific suits elsewhere.
- How much is the final $147 Cash App payment? $88–$147 prorated; depends on valid claims total.
- Need proof for Cash App class action eligibility? Just phone details—no screenshots required, but save texts if possible.
Conclusion
As the December 2, 2025, hearing unfolds, the Cash App $147 settlement 2025 offers real closure for spam-weary Washington residents—up to $147 for texts you never wanted. If you filed by October 27, monitor BottomsTextSettlement.com for your Cash App payout timeline update; otherwise, it’s likely too late. This isn’t just money—it’s a nudge toward better digital etiquette from fintech giants. Stay vigilant, claim what’s yours, and here’s to fewer spam surprises in your inbox.